Страхование ОСАГО является обязательным, и потому обойтись без «автогражданки» не представляется возможным. В связи с массовым применением этого вида страхования споры по ОСАГО являются очень распространенными.
Поскольку обязательное страхование автогражданской ответственности призвано защищать имущественные интересы всех участников дорожного движения, при наступлении страхового случая страховщик обязан выплатить пострадавшей стороне положенную ему компенсацию в связи с причинением ущерба здоровью, жизни или имуществу. Страховая компания порой допускает нарушения, которые ущемляют интересы потерпевшего или страхователя. В этом случае и пострадавшей стороне, и виновнику ДТП, к которому предъявляются претензии, стоит заручиться поддержкой автоюриста.
Споры по ОСАГО со страховыми компаниями могут возникать из-за:
- Отказа в принятии документов по страховому случаю;
- Отказа в выплате компенсации;
- Занижения размеров возмещения;
- Отказа возместить утраченную товарную стоимость ТС;
- Превышения лимита выплат;
- Просроченной выплаты.
Кроме того, споры по ОСАГО могут касаться и других аспектов взаимодействия страховщика и его клиента. В частности, страховые споры по ОСАГО могут быть связаны с увеличением процента амортизационного износа автомобиля, отказом в возрасте остатка стоимости полиса при досрочном расторжении договора и т.д. Какова бы ни была причина обращения в нашу компанию, мы всегда поможем Вам при решении споров по ОСАГО!
Мы проводим лояльную политику в отношении клиентов, поэтому услуги наших автоюристов не причинят ущерба Вашему кошельку. Кроме того, хотим обратить Ваше внимание на тот факт, что в соответствии со ст. 88 ГПК РФ стоимость услуг адвоката, независимого эксперта, определение расходов на восстановительный ремонт и пр., относятся к судебным издержкам. И при положительном решении страхового спора по ОСАГО ответчик вынужден будет их компенсировать.
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